0.3%
Stop losing margin to card fees
A lower-cost account-to-account route for everyday sales, with savings visible in the merchant portal.
Immediate payments and built-in loyalty to supercharge your business
Turn every payment into your next sale.
Altitude Pay lets customers pay you instantly from their bank account by scanning a QR code, with no card terminal, no rental fees, and no expensive card charges. Built-in loyalty turns every payment into a chance to reward customers, send offers, and bring them back again and again.
Why merchants switch
Fast at the counter. Lighter on fees. Better after the sale.
Take payment in seconds, keep more of each sale, and give customers a reason to come back before they have even left.
Instant
See the payment land live
Create a QR code from the merchant app and watch the payment confirm at the counter.
Built-in loyalty
Make the sale work harder
Reward customers, send offers, and bring them back through the same payment journey.
Try it live
Try Altitude Pay for yourself.
Create a £1 demo payment, scan the QR, and see how fast checkout feels when instant payment and loyalty work together.
1
Enter the amount
No terminal pairing, hardware rental, or payment link admin. Just enter the total.
2
Show or open the QR
Customers scan on another device, or tap straight through on mobile to approve securely.
3
Confirm and reward
Watch the payment complete while loyalty, rewards, and follow-up offers are handled in the same flow.
Use our DemoBank and virtual money to experience the flow from both sides: the customer pays, you choose the loyalty moment, and the next visit starts before they leave.
Demo payment
Create a £1.00 checkout moment.
Create a demo payment and see the customer experience come to life.
Illustrative monthly volume
Monthly counter payments£25,000
Typical card fees at 1.5%£375
Altitude Pay route0.3% transaction fee
Fees and visibility
More of every sale stays with the merchant
For busy merchants, small percentages add up quickly. Altitude Pay gives them a lower-cost payment route and a portal that shows payments, savings, loyalty activity, and settlement context in one place.
Loyalty
The payment can start the next visit
Most payment methods stop at confirmation. Altitude Pay keeps working after the sale, letting merchants reward eligible customers and bring them back without asking staff to capture details at the counter.
Rewards
Turn a payment into a free item, fixed discount, or percentage reward customers can use next time.
Time campaigns
Fill quieter hours with scheduled offers for lunch, happy hour, weekdays, or slow periods.
Loyalty campaigns
Run token-card and spend-threshold campaigns without paper cards or manual tracking.
Trust
Trusted payments without the card data burden
Customers authorise payments with their bank. Merchants go through KYB, identity, and review checks before full access, keeping the platform controlled from the start.
KYB onboarding
Identity verification
Open Banking payments
Admin review
Questions merchants ask first
› Is this a replacement for card terminals?
It can sit alongside cards, but gives merchants a faster, lower-cost QR route for customers who prefer to pay from their bank.
› How do customers pay?
Enter the amount, show the QR code, and the customer confirms in their banking app. The merchant sees the result live.
› How does loyalty work without identifying every customer to the merchant?
Altitude Pay handles the customer-side loyalty layer. Merchants create rewards and campaigns; eligible customers collect, redeem, and receive offers through the payment journey.
› When can merchants join?
Merchant access is opening through the waitlist and onboarding flow as Altitude Pay launches.
Ready to make every payment work harder?
Join the merchant waitlist and we will invite eligible businesses into onboarding as launch access opens.